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Worksite Voluntary Insurance

Worksite Solutions U-Select Program

Increasingly, employers are supplementing traditional benefits, such as employer-paid medical or dental plans, with an array of voluntary benefit options. Voluntary benefits are products that are available through the workplace, which are selected and paid for by the employees with the convenience of payroll deduction. They represent an area where employers and employees are building new partnerships. Employers can expand benefit offerings without adding cost, while employees appreciate the added value and convenience these benefits bring.

Through the buying power of the Indiana Manufacturers Association, we have negotiated a special program just for members. Total Compensation Reports for IMA member employees are provided at no cost with the U-Select Program from Aon Corporation and Combined Insurance Company of America’s Worksite Solutions. Normally there is a charge for these Custom Benefit Statements. For IMA members, we have also negotiated to provide powerful BeneTrax software to help you analyze labor costs through enhanced methods for budgeting, forecasting, pre-hire compensation discussions and salary reviews. This software is provided as part of the Worksite Solutions program, without cost to IMA members!

With over seven decades of sales and generations of satisfied customers, Combined Insurance is proud to count nearly five million insured individuals worldwide. Combined Insurance Company of America’s Worksite Solutions U-Select Program offers a broad portfolio of products, which allows policyholders to acquire fundamental new coverage or supplement existing coverage. Products include:

  • Universal Life Insurance
  • Level Term Life Insurance
  • Family Income Decreasing Term Life
  • Disability Income Insurance
  • Accidental Death & Dismemberment
  • Specified Critical Illness Insurance
  • Personal Accident & Disability
  • Cancer Insurance Program
  • Group Legal Service Plan

The Benefit of the WS U-Select Program

Your business benefits because you …
  • Expand your current benefits package with no hard dollar cost
  • Increase the return on your investment in benefits by increasing employee appreciation of their value
  • Contribute towards reducing employee turnover … and potentially gain a competitive edge in recruiting new employees to your organization
  • Can help increase employee morale and productivity
  • Make no changes to your existing benefits package
  • Are free from government regulations and participation guidelines
  • Enjoy total ease of implementation and administration – we do most of the work through a "turn key" operation!
Your employees benefit because they …
  • Improve their understanding of the full scope and value of existing benefits – including Social Security
  • Choose from an expanded list of benefits based on their personal needs and priorities
  • Enjoy the convenience of payroll deduction – no need to worry about sending in a premium payment monthly or semi-annually
  • Have freedom of choice – no sales pressure to buy products they don’t need or want
  • Are served by a liberal underwriting policy
  • Can take their benefits with them – product portability allows all benefits to continue if they change jobs, and nearly all to continue if they retire
  • Receive annual benefits reviews and updates
  • Can be confident that their benefits are fully backed by the strength and security of Combined Insurance Company of America

For more information, please contact Jeff Goodwin at IMASERV at 800-462-6861 or at jgoodwin@imaweb.com

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Indiana Manufacturers Association . One American Square, Suite 2400 . Box 82012 . Indianapolis, IN 46282
Phone: 317-632-2474 or 1-800-462-7762 . Fax: 317-231-2320.
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